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Monthly Expense If you or your spouse dies how much is needed monthly?
Food

$

Clothing $
Household Expenses $
Mortgage/Rent Payments $
Child/Elder Care $
College Tuition/Private School Payments $
Unexpected Medical, Auto, Etc. $
Other Expenses $
Select the number of years for which you need to generate monthly income to pay these expenses:
Select a growth rate for the time period for which you need to generate income: 
Enter the amount of your current assets (i.e. existing life insurance coverage, savings, investments): $

Insurance = Monthly Needs * (1 - (1 + (Growth Rate / 12)) ^ Years) / ((GrowthRate) / 12)) - Assets
Insurance needs recommendations are rounded up to the next $10,000.
 
 

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Standard Legal Disclaimers
Products may not be available in all states.
All rates are subject to change without notice.


*Modal premiums refer to the user's indicated premium frequency. 
Annual premiums are also provided for comparison purposes.