F E A T U R E S Included with all options is the Financial Needs Analysis Module. Also included is your choice to have the Preliminary Underwriting Module displayed before the Term Quote, after the Term Quote, or not at all. OPTIONS (click to test drive) TOBACCO USAGE SELECT INSURED CLASS TABLE RATINGS AND FLAT EXTRAS SELECT CARRIER AND PRODUCT QUOTE RIDERS DEFAULT     OPTION 1   OPTION 2     OPTION 3     OPTION 4       OPTION 5     OPTION 6       OPTION 7       OPTION 8       OPTION 9     OPTION 10       OPTION 11       OPTION 12         OPTION 13       OPTION 14         OPTION 15