3Mark Life Insurance Needs Input

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This is not an illustration of life insurance. This is not an offer of life insurance. This quick quote system is for rate comparisons only. 3 Mark Financial has made every reasonable effort to assure the accuracy of this information. However, we make no warranties or guarantees to the accuracy of this information. Please refer to specific carriers proposal systems for actual illustrations or quotes. Many states require NAIC compliant insurance carrier illustrations.

Monthly Expense	If you or your spouse dies how much is needed monthly?

Food	$
Clothing	$
Household Expenses	$
Mortgage/Rent Payments	$
Child/Elder Care	$
College Tuition/Private School Payments	$
Unexpected Medical, Auto, Etc.	$
Other Expenses	$

Select the number of years for which you need to generate monthly income to pay these expenses:

Select a growth rate for the time period for which you need to generate income:

Enter the amount of your current assets (i.e. existing life insurance coverage, savings, investments):	$

Insurance = Monthly Needs * (1 - (1 + (Growth Rate / 12)) ^ Years) / ((GrowthRate) / 12)) - Assets
Insurance needs recommendations are rounded up to the next $10,000.

* Indicates Carriers that Calculate Premiums based on Last Birthday

This is not an illustration of life insurance. This is not an offer of life insurance.
This quick quote system is for rate comparisons only.
3 Mark Financial has made every reasonable effort to assure the accuracy of this information.
However, we make no warranties or guarantees to the accuracy of this information.
Many states require NAIC compliant insurance carrier illustrations,
please refer to specific carriers' proposal systems for actual illustrations or quotes.